What is Smart Credit

Smart Credit is our Hire Purchase services that offers Home & Living customers the choice to   buy products on extended credit terms.  A Smart Credit Plan makes repayment more comfortable & affordable to Home & Living customers.


Under Smart Credit Plan our valued customers have a choice of repayment plans for selected products which range from 3months to 36months. Certain products have specific repayment plans.

Home & Living under its Smart Credit Plan offers an insurance cover in partnership with New India Assurance (NIA).

Under this insurance partnership, we provide insurance cover for Hire purchase loan under Smart Credit,

 Our insurance offer extends to all   customers and is not limited to Hire Purchase Customers only.